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Claim Guide HQ

Claims Process

How to file a home insurance claim, document damage, and meet every deadline.

Claims Process

How Long Does a Home Insurance Claim Take?

How long does a home insurance claim take? Timelines run days to months by claim type. See the stages, state deadlines, and what slows a claim down.

Claims Process

Should I File a Home Insurance Claim or Pay Out of Pocket?

Should you file a home insurance claim or pay out of pocket? Weigh the deductible, premium hikes, and non-renewal risk with this decision guide and table.

Claims Process

What to Do After Storm Damage: The First 48 Hours

A step-by-step plan for the first 48 hours after storm damage to your home: stay safe, stop further damage, document everything, and file your insurance claim right.

Claims Process

How to File a Homeowners Insurance Claim Step by Step

A clear, step-by-step guide to filing a homeowners insurance claim: what to do first, how to document damage, and what happens after you report the loss.

Claims Process

How to Document Home Damage for an Insurance Claim

Learn how to document home damage for an insurance claim: photos, video, a room-by-room inventory, receipts, and records that protect your payout if it's disputed.

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