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State-by-State Guides

Deadlines, homeowner rights, and claim laws in your state.

State-by-State Guides

Texas Home Insurance Claim Laws (Prompt Payment Act)

Texas insurers face strict deadlines under the Prompt Payment of Claims Act: 15 days to acknowledge, 15 business days to decide, 5 to pay. Here's how the timeline works.
State-by-State Guides

Florida Home Insurance Claims: Deadlines Explained

Florida cut its claim-filing deadlines in 2022. You now generally have 1 year to file an initial or reopened claim and 18 months for a supplemental one.
State-by-State Guides

California Home Insurance Claim Rights (FAIR Plan)

California insurers must acknowledge a claim within 15 days, and the FAIR Plan is the insurer of last resort for homes the standard market won't cover.
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